Senior Financial Analyst
Piedmont Consumer Brands · Charlotte, NC
2022 · Present
• Own monthly close reporting for a $180M consumer portfolio, reconciling actuals and surfacing margin, volume, and mix drivers for business leaders.
• Maintain rolling 12-month forecasts and annual operating plans; improved forecast accuracy by 12% through driver-based assumptions and scenario reviews.
• Built KPI dashboards in Power BI that shortened weekly performance reporting from two days to four hours and highlighted risks across 8 operating functions.
• Developed CapEx business cases for $6M in investments, evaluating payback, NPV, sensitivity, and capacity impacts for executive approval.
• Partner with Sales, Operations, and Accounting in cross-functional FP&A reviews, translating variance insights into corrective actions and accountable owners.
Financial Analyst
Carolina Atlantic Retail Group · Charlotte, NC
2019 · 2022
• Reviewed monthly P&Ls for a 42-store region, isolating sales, labor, occupancy, and shrink drivers for district and finance leaders.
• Analyzed $1.8M of inventory write-offs and aging exposure, improving reserve recommendations and reducing repeat exceptions by 18%.
• Measured promotion ROI across seasonal campaigns, connecting offer-level lift to gross margin and informing a 9% reallocation of marketing spend.
• Managed budget-versus-actual reporting and quarterly reforecast cycles, partnering with Merchandising and Operations on action plans.
• Automated recurring reporting in Excel and Power BI, saving approximately 10 hours per month and improving review consistency.
Finance Intern / Junior Analyst
Queen City Credit Union · Charlotte, NC
2017 · 2019
• Prepared daily and monthly reconciliations for deposits, cash, investments, and general ledger accounts, resolving breaks before close deadlines.
• Produced loan portfolio reports covering delinquency, concentration, yield, and risk trends for senior finance and lending stakeholders.
• Supported asset-liability management (ALM) reporting, liquidity schedules, and rate-sensitivity analysis used in quarterly balance-sheet reviews.
• Built Excel templates for recurring portfolio and reconciliation work, reducing manual preparation time by roughly 25% and improving audit trail quality.