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Jonah Reyes

Junior Financial Analyst
Minneapolis, MN, United States

Professional Summary

Junior Financial Analyst with internship-to-full-time experience across Twin Cities capital advisory and multi-banner retail FP&A. Builds clean variance packs, driver-based forecasts, and Excel models that operators actually use. University of Minnesota Carlson B.S. Finance graduate known for Bloomberg Market Concepts fluency, meticulous close support, and calm stakeholder updates under tight month-end calendars.

Employment History

Junior Financial Analyst
Twin Cities Capital Advisors · Minneapolis, MN
Jul, 2025 · Present
• Own monthly P&L variance analysis for a 4-company advisory portfolio (~$210M combined revenue); cut unexplained opex variance by 28% by rebuilding contribution and allocation bridges in Excel. • Build rolling 12-month driver-based forecasts with engagement leads; landed forecast accuracy within ±4% for three consecutive quarters on two core clients. • Produce weekly cash and EBITDA flash packs used in partner stand-ups; shortened pack prep from ~6 hours to ~2.5 hours via standardized templates and Power Query refreshes. • Support quarterly board-ready KPI scorecards (margin bridges, working-capital turns, headcount vs. plan); partnered on two diligence data rooms with zero material follow-up findings. • Automate recurring variance commentary prompts and chart packs, saving ~4 analyst hours per close across the junior desk.
Finance Analyst Intern → Associate
NorthStar Retail Group · Minneapolis, MN
Jun, 2023 · Jun, 2025
• Supported monthly close for a 38-store Midwest specialty retail banner; reconciled inventory reserves and COGS accruals, helping move close from T+9 to T+6. • Built category-level margin and sell-through analysis covering ~12k active SKUs; flagged ~$1.4M of underperforming assortment for merchandising action over two planning cycles. • Owned weekly flash P&L and store contribution packs for regional directors; templates later adopted by two new store-finance hires. • Refreshed inventory aging and reserve model each quarter; reduced reserve surprises vs. prior-year audit notes by ~35%. • Assisted year-end audit with flux analysis and supporting schedules for inventory, deferred revenue, and store-level contribution.
Peer Finance Tutor / Peer Advisor
University of Minnesota Carlson School of Management · Minneapolis, MN
Sep, 2022 · May, 2024
• Tutored 25–40 undergrads per semester in corporate finance, financial modeling, and Excel; average session rating 4.8/5. • Advised first-year B.S. Finance students on course sequencing and internship prep; supported ~60 advising appointments per academic year. • Built reusable three-statement and DCF practice decks for the tutoring center used by 8 peer tutors. • Co-led Bloomberg Market Concepts study groups; 18 of 22 participants completed BMC certification within one term.

Education

B.S. Finance
University of Minnesota Carlson School of Management · Minneapolis, MN
2024
Dean’s List (5 semesters) · Finance Association · Investment Banking Club case team

Skills

Analytical Thinking Skills
Interpersonal Communication Skills
Project Management Skills
Ability to Multitask
Ability to Learn Quickly

Courses

Bloomberg Market Concepts (BMC)
Bloomberg · Online
Microsoft Excel Expert (MOS)
Microsoft · Online
CFA Level I candidate (sitting 2026)
CFA Institute · Minneapolis, MN