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Benedikta Okwuosa-Lindgren

Junior Financial Analyst
Charlotte, NC, United States

Professional Summary

Detail-oriented Junior Financial Analyst at Carolina Ridge Bank with FP&A experience supporting a regional bank’s $180M operating budget. Skilled in variance analysis, Excel and VBA, SQL, and Power BI modelling that turns close data into decisions for branch leaders. Built automated reconciliations and forecasting workflows that cut monthly close effort and improved forecast accuracy within 3%. Partner with accounting, treasury, and business partners to deliver budgets, forecasts, and clear performance reporting.

Employment History

Junior Financial Analyst
Carolina Ridge Bank · Charlotte, NC
Jul, 2024 · Present
Own monthly variance reporting for a $180M operating budget, explaining drivers to controllers and 12 cost-center owners. Automated close reconciliations with Excel VBA and SQL queries, saving 12 hours per month and cutting manual journal entries by 35%. Built Power BI dashboards used by 40 branch managers to track revenue, expense, and headcount trends weekly. Improved rolling 12-month forecast accuracy to within 3% of actuals through driver-based models and scenario analysis. Partnered with accounting and business partners on month-end close, flux commentary, and audit requests with zero material findings. Supported annual budgeting cycles and ad-hoc ROI cases, reducing turnaround on leadership requests from 5 days to 2.
FP&A Intern
Piedmont Logistics Group · Charlotte, NC
May, 2023 · Aug, 2023
Prepared monthly budget-vs-actual packages for a $42M division, highlighting $1.1M in actionable cost variances. Built Excel models and SQL extracts that automated weekly shipment-cost reporting for three regional managers. Assisted with the annual plan by consolidating department submissions and validating assumptions against prior-year trends. Created Power BI visuals for leadership reviews, reducing slide-prep time by 6 hours per cycle.
Finance Student Assistant
UNC Charlotte Belk College of Business · Charlotte, NC
Sep, 2021 · May, 2023
Supported faculty research by cleaning and analyzing grant and departmental spending datasets in Excel and Python. Maintained the student advising budget tracker and reconciled monthly statements for a $250K annual fund. Coordinated finance club events and guest sessions for 120+ students while managing event budgets under $5K.

Education

B.S. Finance, minor in Data Analytics
UNC Charlotte, Belk College of Business · Charlotte, NC
Sep, 2020 · May, 2024
GPA: 3.7/4.0 · Dean’s List (6 semesters) · Minor in Data Analytics

Skills

Excel
SQL
Power BI
Python
Hyperion
Three-statement modelling
DCF
Variance analysis
Budgeting & forecasting
NetSuite

Languages

English · fluent
Igbo · intermediate

Courses

CFA Level I Candidate
CFA Institute
2026
Passed CFA Level I exam and progressing toward full charter; focused on equity analysis, fixed income, and financial reporting.
Bloomberg Market Concepts (BMC)
Bloomberg
2023
Completed the self-paced certification covering economic indicators, currencies, fixed income, and equity analysis.
Microsoft PL-300: Power BI Data Analyst
Microsoft
2025
Certified in preparing and modelling data, visualizing and analyzing data, and deploying and maintaining assets in Power BI.